How to Pick the Right Aviation Insurance

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The right aviation insurance will give you peace of mind when you take to the skies and make it easy to get the support and repairs you need after damage or wear. There are many factors to keep in mind when it comes to deciding on the aviation insurance to fit your needs—here are just a few.

 

Understand What Sets Aviation Insurance Apart


Aviation insurance works a little differently than home or auto insurance, in that you can’t simply call up a company and get a quote. Instead, you’ll be going through a brokerage, who will help you to find the right terms and follow through on your aviation protection needs. Your first step is finding the right broker.


Find an Aviation-Specific Team


Not all brokerage firms are the same. While auto and home insurance are both important and require specific skills, you’ll want to work directly with a team that knows exactly what your aviation needs are. There are a lot of moving parts involved in keeping your aircraft protected and getting it flying again after damage, so it’s best to work with a brokerage that focuses on aviation-specific protections.


Define Your Needs


Before you even begin searching for the right insurance company, you’ll want to have a sense of what kind of coverage you’re looking for. Consider the kind of aircraft you fly, what kind of flying or your team does most regularly, how often and far you fly, and more. Knowing your insurance needs in advance will make it easier to get the support you and your vehicle deserve.


Factor in Limitations, Liabilities, and Laws


Different regions have different legal requirements when it comes to your aviation insurance, and that’s not the only thing you’ll want to consider when it comes to purchasing the right aviation insurance for your needs. It’s important to factor in whether your insurance covers damage to the vehicle, to property or to both, who can fly under your insurance, if passengers are covered, and more.


Do Your Research


As with any new insurance policy, it’s important to explore your options every step of the way, to ensure that you’re getting the right quote to fit your needs and at the right price. Start with checking out brokerage firms that specialize in aviation, and then compare your quotes and coverage options before moving forward.


Here at Ripplequest.com, we make it easy to connect with the aviation protection specialists that will keep your plane safe and reliable for years to come. Begin your search today.